The story of this market
The typical home in Black Hawk County, Iowa sells for about $241,775, or $137 per square foot.
Prices are up +12.5% from a year ago, so sellers still have some momentum. Homes take about 11 days to sell, which is fast. Over the long run, values in this county have grown 104% since 2000. Last year 20 of 32 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,096 a month.
HUD sets the fair market rent for a 2-bedroom at $1,096 a month. FEMA's National Risk Index rates overall hazard risk here as Very Low.
Price climate
Every year of price change, 2000–2025
+0.4%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+10.2%). Worst: 2011 (-0.3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.5%
IA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,401
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.4%
2025 change
FHFA repeat-sales index, median of 32 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
21
Very Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $41,767,770.
Mortgage activity
Home lending in this county
89.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 6850 | 4778 | 89.5% | 10.2% | $145,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Black Hawk County, Iowa
The Black Hawk County housing market shows strong appreciation with a 12.5% year-over-year increase in median sale prices. High demand relative to inventory is driving rapid sales, with homes spending an average of only 11 days on the market.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 13 ZIP reports
Median prices moved up 1.6% year over year.
Homes spend a median of 39 days on market with 3.9 months of supply — a fast-moving market.
9% of listings have cut prices · homes sell at 59.16% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 13.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 13 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 14, 2026.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 50607 | Aurora | $185,000 | $112 | +2.8% | 84 | 96.5% | 8.3% | 6 | 12 | $958 | researched Sep 27 |
| 50613 | Cedar Falls | $318,900 | $205 | — | 75 | — | — | — | 262 | $1,202 | researched Sep 27 |
| 50614 | Cedar Falls | $314,900 | $185 | +2.5% | 45 | 98.5% | 15% | 3.2 | 214 | $1,250 | researched Sep 27 |
| 50623 | Dewar | $175,000 | $112 | +2.1% | 98 | 96.5% | 8.3% | 6 | 12 | $850 | researched Sep 27 |
| 50634 | Gilbertville | $177,773 | $114 | +5.2% | 16 | — | — | — | — | $643 | researched Sep 27 |
| 50643 | Hudson | $279,747 | $145 | +1.6% | 42 | 98.5% | 12% | 3.6 | 18 | $953 | researched Sep 27 |
| 50644 | Independence | $201,500 | $128 | +3.2% | 45 | 97.5% | 12% | 3.8 | 32 | $829 | researched Sep 27 |
| 50651 | La Porte City | $244,000 | $148 | +1.2% | 52 | 97.5% | 12% | 4.1 | 38 | $971 | researched Sep 27 |
| 50667 | Rowley | $325,295 | $138 | -2.4% | 57 | 100% | 20% | 9.6 | — | $1,125 | researched Sep 27 |
| 50701 | Waterloo | $178,000 | $127 | +11.5% | 30 | — | — | — | 121 | $850 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county economy is anchored by major employers in manufacturing, education, and healthcare, with ongoing development initiatives managed through local government planning.
Property taxes are assessed by the Black Hawk County Assessor based on property valuations; tax rates are determined by local levies including school districts, city, and county requirements.
The economy is supported by a mix of manufacturing, healthcare, and educational institutions, providing a stable employment base for the region.
The county is served by regional highway corridors and local infrastructure supporting commuter traffic to employment hubs.
The Black Hawk County Assessor manages property valuations and maintains assessment records for all taxable parcels within the county.
Parcels are subject to various special districts including school districts, city municipal services, and county-wide utility or flood control levies.
- Lost Island Waterpark4.53.4 mi
- Lost Island Themepark4.53.9 mi
- Get Air Trampoline Park4.33.9 mi
- Palmer's Family Fun4.76.6 mi
- Chuck E. Cheese4.24.9 mi
- UNI-Dome4.56.4 mi
- Young Arena4.74 mi
- Starbeck's Smokehouse4.43.9 mi
- McLeod Center4.76.3 mi
- Waterloo Convention Center4.33.9 mi
- Marcus Crossroads Cinema4.43.2 mi
- George Wyth State Park4.66.2 mi
- Maple Lanes Bowling Center4.53.4 mi
- Cadillac XBC4.43.7 mi
- Hickory Hills Park4.612.8 mi
- George Wyth State Park4.66.2 mi
- Hickory Hills Park4.612.8 mi
- Hartman Reserve Nature Center4.85.5 mi
- Place to Play Park4.95.2 mi
- Pfeiffer Springs Park4.65.9 mi
- Pheasant Ridge Golf Course4.37.9 mi
- Prairie Links Golf Course & Event Center4.518.2 mi
- Gates Park Golf Course4.46 mi
- South Hills Golf Course4.53 mi
- Irv Warren Memorial Golf Course4.42.3 mi
- Blain's Farm & Fleet4.44.1 mi
- Hy-Vee Grocery Store4.45.2 mi
- Kohl's4.25 mi
- Fleet Farm4.43.7 mi
- Ross Dress for Less43.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from U.S. Census Bureau QuickFacts and ACS tables.
applies when — Property must be occupied as the owner's homestead
Provides legal protections for the homestead property, including specific exemptions from judicial sale for debts, as defined under state law.
Iowa Code Chapter 561
Iowa generally requires judicial foreclosure proceedings. Borrowers are entitled to a notice of right to cure default prior to the initiation of foreclosure actions. Redemption rights exist post-sale unless specific statutory exceptions (such as foreclosure without redemption for nonagricultural land) are met.
Iowa Code Chapter 654
The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Iowa Code Chapter 441; Iowa Department of Revenue Property Tax Overview
≈ $7,253/yr on a $241,775 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.